Temple, TX housing market
The typical Temple home is worth about $246,000, down 3.1% in a year, 18% below the Texas typical home. Homes typically sell in 72 days, below asking.
Home values, sales, trends and how Temple compares with the towns next door — updated as new data is published.
Temple at a glance
A balanced market
About 4.2 months of supply: neither buyers nor sellers have a clear edge.
Typical home value, 2016–2026
Show as a table
| January | Temple | Texas |
|---|---|---|
| 2017 | $145,000 | $190,000 |
| 2018 | $152,000 | $202,000 |
| 2019 | $165,000 | $214,000 |
| 2020 | $174,000 | $223,000 |
| 2021 | $193,000 | $242,000 |
| 2022 | $243,000 | $286,000 |
| 2023 | $273,000 | $313,000 |
| 2024 | $262,000 | $311,000 |
| 2025 | $258,000 | $311,000 |
| 2026 | $252,000 | $303,000 |
| August 2026 | $246,000 | $299,000 |
1,220 new homes permitted in 2025
Builders were permitted 1,220 new homes in Temple in 2025: 1,021 single-family houses and 199 in buildings with two or more homes, worth about $334.8 million to build. That's 14 per 1,000 residents, faster than across Texas (8.1). Over the past 10 years, Temple has permitted 12,332 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Temple gained 15,971 residents while 6,416 new homes were permitted: about 2.5 new residents per new home. Building and growth moved roughly in step. Across Texas: 2.6 new residents per new home.
How Temple ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 807 | 730 | 77 | $230.8 million |
| 2025 | 1,220 | 1,021 | 199 | $334.8 million |
| 2024 | 1,318 | 1,256 | 62 | $387.8 million |
| 2023 | 1,556 | 999 | 557 | $312.1 million |
| 2022 | 1,920 | 1,101 | 819 | $380.9 million |
| 2021 | 1,922 | 1,068 | 854 | $283.4 million |
| 2020 | 1,347 | 1,265 | 82 | $177.7 million |
| 2019 | 1,006 | 1,000 | 6 | $125.4 million |
| 2018 | 829 | 789 | 40 | $138.1 million |
| 2017 | 635 | 623 | 12 | $116.3 million |
| 2016 | 579 | 553 | 26 | $90.7 million |
| 2015 | 554 | 450 | 104 | $84.4 million |
| 2014 | 622 | 619 | 3 | $109.1 million |
| 2013 | 571 | 571 | 0 | $101.3 million |
| 2012 | 627 | 469 | 158 | $96.2 million |
| 2011 | 567 | 367 | 200 | $73.5 million |
| 2010 | 426 | 408 | 18 | $60.1 million |
| 2009 | 447 | 447 | 0 | $57.6 million |
| 2008 | 470 | 392 | 78 | $57.6 million |
| 2007 | 477 | 477 | 0 | $66.4 million |
| 2006 | 518 | 510 | 8 | $74.4 million |
| 2005 | 520 | 494 | 26 | $64.3 million |
| 2004 | 713 | 435 | 278 | $66.7 million |
| 2003 | 312 | 308 | 4 | $41.6 million |
| 2002 | 472 | 268 | 204 | $41 million |
| 2001 | 249 | 249 | 0 | $31 million |
| 2000 | 241 | 241 | 0 | $29.2 million |
Temple's permit office reported 3 of 12 months in 2025; the Census estimated the rest.
How Temple ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Temple and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Temple | $246K | −3.1% | $1,360 | 1,220 | $68,204 |
| Belton | $313K | −2% | $1,300 | 295 | $59,130 |
| Morgan's Point Resort | $255K | −1.6% | $1,300 | 16 | $79,450 |
| Pendleton | — | −4.1%† | $1,170 | — | $58,092 |
† FHFA price index change, where Zillow has no home value for the town.
3.6 years of income
The typical Temple home costs about 3.6 years of the town's median household income, about the same as across Texas (3.8).
How Temple ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,360
HUD's Fair Market Rent for a two-bedroom in Temple is $1,360 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Temple pay a median of $1,231, so moving in tends to cost more than staying put. A two-bedroom takes about 24% of the town's median household income.
Studio $1,080 · 4 bedrooms $2,270
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (76501, 76502, 76504, 76513; Killeen-Temple, TX HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.