Natural hazards · Teague

Teague, TX natural hazards

Most of the natural-hazard damage FEMA expects in Teague comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 7 claims here since 2004. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Teague?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Teague to be higher than in 9% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves50%Inland flooding20%Tornadoes17%Everything else13%

By hazard

What Teague faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

50% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

20% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Above average · higher than 69% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Teague flood?

Every paid claim on a federal flood insurance policy in Teague, from FEMA’s records.

7paid claims since 2004

$562Kpaid to owners

1homes flooded more than once

20042026

Biggest named events

Hurricane Ike: 1 claim, $104K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured

No community discount. Teague isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Freestone County.

What’s been done with FEMA grants

1homes raised above flood level

Disasters that hit Teague

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Teague itself: aid to households, or repair grants to the City of Teague.

Brought FEMA money into TeagueDeclared for Freestone County only

2021

Severe Winter Storms

146 households applied for aid $90K aid approved

2013

Severe Storms and Flooding

$3K to the City of Teague for repairs

Freestone County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Teague covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Teague’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Teague. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Teague total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.