Natural hazards · Taylor

Taylor, TX natural hazards

Most of the natural-hazard damage FEMA expects in Taylor comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 20 claims here since 1980. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Taylor?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Taylor to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes18%Cold waves16%Hail10%Everything else9%

By hazard

What Taylor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

18% of expected damage

Above average · higher than 67% of U.S. places

Cold waves

16% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 2 years in the area

Hail

10% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Taylor flood?

Every paid claim on a federal flood insurance policy in Taylor, from FEMA’s records.

20paid claims since 1980

$338Kpaid to owners

5homes flooded more than once

19802026

Biggest named events

Early summer storms: 3 claims, $169K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Taylor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Williamson County.

Disasters that hit Taylor

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Taylor itself: aid to households, or repair grants to the City of Taylor.

Brought FEMA money into TaylorDeclared for Williamson County only

2025

Severe Storms, Straight-Line Winds, and Flooding

18 households applied for aid $26K aid approved

2023

Severe Winter Storm

$4.7M to the City of Taylor for repairs

2021

Severe Winter Storms

245 households applied for aid $67K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

231 households applied for aid $770K aid approved $240K to the City of Taylor for repairs

2011

Wildfires

1 household applied for aid

2007

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $2K aid approved $14K to the City of Taylor for repairs

2005

Hurricane Rita

1 household applied for aid $2K aid approved

2005

Hurricane Katrina Evacuation

$37K to the City of Taylor for repairs

Williamson County has had 21 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Taylor covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Taylor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Taylor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Taylor total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.