Natural hazards · Talty

Talty, TX natural hazards

Most of the natural-hazard damage FEMA expects in Talty comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Talty?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Talty to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding48%Tornadoes14%Heat waves13%Cold waves12%Hail7%Everything else5%

By hazard

What Talty faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 90% of U.S. places

Heat waves

13% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 17 times a year in the area

Cold waves

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hail

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Talty flood?

FEMA's records show no paid flood insurance claims in Talty.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Talty isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kaufman County.

Disasters that hit Talty

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Talty itself: aid to households, or repair grants to the Town of Talty.

Brought FEMA money into TaltyDeclared for Kaufman County only

2007

Severe Storms, Tornadoes, and Flooding

$13K to the Town of Talty for repairs

Kaufman County has had 15 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Talty covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Talty’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Talty. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Talty total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.