Natural hazards · Tahoka

Tahoka, TX natural hazards

Most of the natural-hazard damage FEMA expects in Tahoka comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2022. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tahoka?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tahoka to be higher than in 24% of U.S. communities, mostly from tornadoes and hail.

Tornadoes27%Hail20%Strong wind20%Inland flooding17%Cold waves9%Everything else7%

By hazard

What Tahoka faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

27% of expected damage

Well above average · higher than 86% of U.S. places

Hail

20% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Strong wind

20% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

17% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about once a year in the area

Cold waves

9% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tahoka flood?

Every paid claim on a federal flood insurance policy in Tahoka, from FEMA’s records.

1paid claims since 2022

$22Kpaid to owners

0homes flooded more than once

20222026

of all homes
are insured

No community discount. Tahoka isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lynn County.

Disasters that hit Tahoka

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Tahoka itself: aid to households, or repair grants to the City of Tahoka.

Brought FEMA money into TahokaDeclared for Lynn County only

2010

Hurricane Alex

$798 to the City of Tahoka for repairs

Lynn County has had 14 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tahoka covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Tahoka’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tahoka. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tahoka total about $851K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.