Natural hazards · Sunset

Sunset, TX natural hazards

Most of the natural-hazard damage FEMA expects in Sunset comes from tornadoes, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sunset?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sunset to be higher than in 46% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes24%Inland flooding23%Wildfire16%Heat waves9%Strong wind8%Cold waves8%Everything else14%

By hazard

What Sunset faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

24% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 9 years in the area

Inland flooding

23% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Wildfire

16% of expected damage

Well above average · higher than 97% of U.S. places

Heat waves

9% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 14 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Cold waves

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sunset flood?

FEMA's records show no paid flood insurance claims in Sunset.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sunset isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montague County.

Disasters that hit Sunset

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sunset itself: aid to households, or repair grants to Sunset.

Brought FEMA money into SunsetDeclared for Montague County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

6 households applied for aid $8K aid approved

2021

Severe Winter Storms

25 households applied for aid $15K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

9 households applied for aid $10K aid approved

Montague County has had 17 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sunset is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sunset’s own flood-insurance community; household aid to the registrant’s city; repair grants to Sunset. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.