Natural hazards · Sunray

Sunray, TX natural hazards

Most of the natural-hazard damage FEMA expects in Sunray comes from drought, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sunray?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sunray to be higher than in 39% of U.S. communities, mostly from drought.

Drought69%Cold waves11%Tornadoes7%Everything else14%

By hazard

What Sunray faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

69% of expected damage

Recorded about 101 times a year in the area

Cold waves

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 5 years in the area

Lower here

Inland floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sunray flood?

FEMA's records show no paid flood insurance claims in Sunray.

of all homes
are insured

No community discount. Sunray isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Moore County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Sunray

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Sunray itself: aid to households, or repair grants to the City of Sunray.

Brought FEMA money into SunrayDeclared for Moore County only

2007

Severe Storms and Tornadoes

1 household applied for aid $2K aid approved

Moore County has had 11 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sunray is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sunray’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Sunray. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.