Natural hazards · Stonewall

Stonewall, TX natural hazards

Most of the natural-hazard damage FEMA expects in Stonewall comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stonewall?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stonewall to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding61%Drought13%Tornadoes9%Hail6%Everything else12%

By hazard

What Stonewall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 3 times a year in the area

Drought

13% of expected damage

Recorded about 139 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 9 years in the area

Hail

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stonewall flood?

FEMA's records show no paid flood insurance claims in Stonewall.

of all homes
are insured

No community discount. Stonewall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gillespie County.

Disasters that hit Stonewall

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Stonewall itself: aid to households, or repair grants to Stonewall.

Brought FEMA money into StonewallDeclared for Gillespie County only

2021

Severe Winter Storms

4 households applied for aid $1K aid approved

Gillespie County has had 15 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stonewall is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stonewall’s own flood-insurance community; household aid to the registrant’s city; repair grants to Stonewall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.