A typical Stephenville home is worth about $324,000
Down 0.7% in a year, 8% above the Texas typical home. Homes typically sell in 53 days, below asking.
What kind of housing town is Stephenville?
Read from the numbers below. The page puts what stands out first.
Up 26.6% in five years
Faster than Texas (11.1%).
Show as a table
| January | Stephenville | Texas |
|---|---|---|
| 2017 | $174,000 | $190,000 |
| 2018 | $177,000 | $202,000 |
| 2019 | $192,000 | $214,000 |
| 2020 | $203,000 | $223,000 |
| 2021 | $223,000 | $242,000 |
| 2022 | $275,000 | $286,000 |
| 2023 | $307,000 | $313,000 |
| 2024 | $315,000 | $311,000 |
| 2025 | $329,000 | $311,000 |
| 2026 | $325,000 | $303,000 |
| August 2026 | $324,000 | $299,000 |
A typical Stephenville home worth $172K in September 2016 is worth about $324K today.
How Stephenville ranks on rising home prices →
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.
A seller's market
Supply is tight — about 2.6 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Under ~4 months of supply favors sellers; over ~6 favors buyers.
Redfin Data Center, all residential sales, May 2026.
A two-bedroom rents for about $1,170
Renters already here pay a median of $1,134.
Fair Market Rent a month, utilities included
How Stephenville ranks on rent that’s easy to afford →
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Erath County, TX): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
A typical home costs 6.1 years of income
More than across Texas (3.8 years). Try your own numbers below.
That’s $130K short of a typical Stephenville home.
A two-bedroom rents for about $1,170 a month here, $890 less than owning.
How Stephenville ranks on affordability →
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Stephenville’s typical property tax (1.33% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
27 new homes permitted in 2025
Builders were permitted 27 new homes in Stephenville in 2025: 7 single-family houses and 20 in buildings with two or more homes, worth about $4.8 million to build. That's 1.2 per 1,000 residents, slower than across Texas (8.1). Over the past 10 years, Stephenville has permitted 1,478 homes in all.
Between the 2010 and 2020 censuses, Stephenville gained 3,774 residents while 1,764 new homes were permitted: about 2.1 new residents per new home. Building and growth moved roughly in step. Across Texas: 2.6 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 26 | 4 | 22 | $4.4 million |
| 2025 | 27 | 7 | 20 | $4.8 million |
| 2024 | 107 | 24 | 83 | $17.5 million |
| 2023 | 67 | 47 | 20 | $12.1 million |
| 2022 | 209 | 31 | 178 | $35.8 million |
| 2021 | 49 | 37 | 12 | $11.5 million |
| 2020 | 62 | 37 | 25 | $10 million |
| 2019 | 336 | 30 | 306 | $22.4 million |
| 2018 | 194 | 37 | 157 | $11.3 million |
| 2017 | 206 | 33 | 173 | $11.2 million |
| 2016 | 221 | 36 | 185 | $14.6 million |
| 2015 | 218 | 30 | 188 | $13.8 million |
| 2014 | 85 | 42 | 43 | $8.3 million |
| 2013 | 359 | 26 | 333 | $24.8 million |
| 2012 | 54 | 46 | 8 | $5.2 million |
| 2011 | 48 | 36 | 12 | $5.4 million |
| 2010 | 43 | 43 | 0 | $5.1 million |
| 2009 | 51 | 29 | 22 | $5.4 million |
| 2008 | 263 | 41 | 222 | $15.1 million |
| 2007 | 102 | 62 | 40 | $7.1 million |
| 2006 | 43 | 27 | 16 | $3.7 million |
| 2005 | 66 | 44 | 22 | $6.1 million |
| 2004 | 238 | 45 | 193 | $14.8 million |
| 2003 | 128 | 110 | 18 | $8.2 million |
| 2002 | 105 | 29 | 76 | $5.1 million |
| 2001 | 20 | 20 | 0 | $1.8 million |
| 2000 | 21 | 21 | 0 | $1.7 million |
How Stephenville ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
1 of Stephenville’s houses are on the National Register
Half of Stephenville’s homes were built before 1984.
Texas: 63% own.
U.S. Census Bureau, American Community Survey 2020-2024. Historic houses: National Register of Historic Places.
Neighbors talk housing
What Stephenville buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.