Natural hazards · Steiner Ranch

Steiner Ranch, TX natural hazards

Most of the natural-hazard damage FEMA expects in Steiner Ranch comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2014.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Steiner Ranch?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Steiner Ranch to be higher than in 40% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes25%Hail8%Heat waves6%Everything else5%

By hazard

What Steiner Ranch faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

25% of expected damage

Above average · higher than 70% of U.S. places

Hail

8% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Heat waves

6% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Steiner Ranch flood?

Every paid claim on a federal flood insurance policy in Steiner Ranch, from FEMA’s records.

2paid claims since 2014

$14Kpaid to owners

0homes flooded more than once

20142026

Biggest named events

2025 July Central TX Flooding: 1 claim, $12K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Steiner Ranch isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Travis County.

Disasters that hit Steiner Ranch

Federal disasters declared here

None of the disasters declared for Travis County shows FEMA aid or repair money reaching Steiner Ranch itself in FEMA’s records.

Brought FEMA money into Steiner RanchDeclared for Travis County only

Travis County has had 30 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Steiner Ranch covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Steiner Ranch’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Steiner Ranch. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Steiner Ranch total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.