Natural hazards · Stamford

Stamford, TX natural hazards

Most of the natural-hazard damage FEMA expects in Stamford comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 33 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stamford?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stamford to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding36%Tornadoes12%Wildfire12%Drought11%Hail11%Strong wind11%Everything else7%

By hazard

What Stamford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 4 years in the area

Wildfire

12% of expected damage

Well above average · higher than 96% of U.S. places

Drought

11% of expected damage

Recorded about 76 times a year in the area

Hail

11% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stamford flood?

Every paid claim on a federal flood insurance policy in Stamford, from FEMA’s records.

33paid claims since 1979

$237Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Ike: 1 claim, $79K

of all homes
are insured

No community discount. Stamford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Haskell County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit Stamford

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stamford itself: aid to households, or repair grants to the City of Stamford.

Brought FEMA money into StamfordDeclared for Haskell County only

2021

Severe Winter Storms

52 households applied for aid $54K aid approved

2018

Severe Storms and Flooding

$86K to the City of Stamford for repairs

2007

Severe Storms, Tornadoes, and Flooding

$96K to the City of Stamford for repairs

Haskell County has had 13 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stamford is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stamford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stamford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Stamford, TX natural hazards

How exposed is Stamford?

What Stamford faces

Inland flooding

Tornadoes

Wildfire

Drought

Hail

Strong wind

Lower here

Not a risk here

Does Stamford flood?

Biggest named events

What’s been done with FEMA grants

3 federal disasters brought FEMA money here

Severe Winter Storms

Severe Storms and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby