Natural hazards · Springtown

Springtown, TX natural hazards

Most of the natural-hazard damage FEMA expects in Springtown comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 28 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springtown?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springtown to be higher than in 53% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes30%Wildfire11%Cold waves9%Heat waves6%Everything else5%

By hazard

What Springtown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

30% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 46 years in the area

Wildfire

11% of expected damage

Well above average · higher than 96% of U.S. places

Cold waves

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 15 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springtown flood?

Every paid claim on a federal flood insurance policy in Springtown, from FEMA’s records.

28paid claims since 1979

$311Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Spring Storm: 1 claim, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Springtown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Parker County.

What’s been done with FEMA grants

6storm safe rooms built

Disasters that hit Springtown

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Springtown itself: aid to households, or repair grants to the City of Springtown.

Brought FEMA money into SpringtownDeclared for Parker County only

2021

Severe Winter Storms

274 households applied for aid $185K aid approved $17K to the City of Springtown for repairs

2016

Severe Storms and Flooding

3 households applied for aid $249 aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

9 households applied for aid $26K aid approved $494K to the City of Springtown for repairs

2007

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $1K aid approved

2005

Extreme Wildfire Threat

1 household applied for aid $11K aid approved

Parker County has had 20 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springtown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Springtown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Springtown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Springtown total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.