Natural hazards · Spring

Spring, TX natural hazards

Most of the natural-hazard damage FEMA expects in Spring comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 316 claims here since 1978. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spring?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spring to be higher than in 63% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes26%Hurricanes23%Cold waves8%Heat waves5%Everything else2%

By hazard

What Spring faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

26% of expected damage

Above average · higher than 64% of U.S. places

Hurricanes

23% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Cold waves

8% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Heat waves

5% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 15 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spring flood?

Every paid claim on a federal flood insurance policy in Spring, from FEMA’s records.

316paid claims since 1978

$38.4Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

Hurricane Harvey: 195 claims, $35.3M
Tropical Storm Imelda: 28 claims, $1.2M
Spring severe storms: 14 claims, $559K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spring isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harris County.

What’s been done with FEMA grants

130flood-prone properties bought out and cleared

Disasters that hit Spring

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Spring itself: aid to households, or repair grants to Spring.

Brought FEMA money into SpringDeclared for Harris County only

2024

Hurricane Beryl

54,532 households applied for aid $39.1M aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

5,484 households applied for aid $2.6M aid approved

2021

Severe Winter Storms

5,759 households applied for aid $1.9M aid approved

2019

Tropical Storm Imelda

199 households applied for aid $350K aid approved

2017

Hurricane Harvey

16,865 households applied for aid $39.4M aid approved

2016

Severe Storms and Flooding

1,819 households applied for aid $5.4M aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

163 households applied for aid $63K aid approved

2008

Hurricane Ike

20,440 households applied for aid $2.9M aid approved

2007

Tropical Storm Erin

1 household applied for aid

2005

Hurricane Rita

1,427 households applied for aid $492K aid approved

2002

Severe Storms, Tornadoes and Flooding

8 households applied for aid $32K aid approved

Harris County has had 34 natural disasters declared since 1953, most often floods and hurricanes.

Around Spring

Spring and the towns around it

Very lowLowModerateHighVery high

Houstonmostly inland floodingVery high

Springmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spring covers 11 census tracts, combined by population.

Money that reached townFlood claims are matched to Spring’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Spring. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Spring total about $20.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.