Natural hazards · Spade

Spade, TX natural hazards

Most of the natural-hazard damage FEMA expects in Spade comes from hail, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spade?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spade to be higher than in 50% of U.S. communities, mostly from hail and cold waves.

Hail26%Cold waves18%Inland flooding15%Strong wind13%Drought11%Tornadoes10%Everything else6%

By hazard

What Spade faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

26% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Cold waves

18% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

15% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Strong wind

13% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Drought

11% of expected damage

Recorded about 83 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 8 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spade flood?

FEMA's records show no paid flood insurance claims in Spade.

of all homes
are insured

No community discount. Spade isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lamb County.

Disasters that hit Spade

Federal disasters declared here

None of the disasters declared for Lamb County shows FEMA aid or repair money reaching Spade itself in FEMA’s records.

Brought FEMA money into SpadeDeclared for Lamb County only

Lamb County has had 12 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spade is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Spade’s own flood-insurance community; household aid to the registrant’s city; repair grants to Spade. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.