Natural hazards · Smyer

Smyer, TX natural hazards

Most of the natural-hazard damage FEMA expects in Smyer comes from hail, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Smyer?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Smyer to be higher than in 60% of U.S. communities, mostly from hail and drought.

Hail42%Drought22%Inland flooding14%Tornadoes10%Everything else12%

By hazard

What Smyer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

42% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Drought

22% of expected damage

Recorded about 102 times a year in the area

Inland flooding

14% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 3 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Smyer flood?

FEMA's records show no paid flood insurance claims in Smyer.

of all homes
are insured

No community discount. Smyer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hockley County.

Disasters that hit Smyer

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Smyer itself: aid to households, or repair grants to the Town of Smyer.

Brought FEMA money into SmyerDeclared for Hockley County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $8K aid approved

Hockley County has had 12 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Smyer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Smyer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Smyer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.