Natural hazards · Simonton

Simonton, TX natural hazards

Most of the natural-hazard damage FEMA expects in Simonton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 547 claims here since 1982. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Simonton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Simonton to be higher than in 78% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding65%Hurricanes18%Tornadoes10%Everything else8%

By hazard

What Simonton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

18% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

10% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 24 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Simonton flood?

Every paid claim on a federal flood insurance policy in Simonton, from FEMA’s records.

547paid claims since 1982

$51.5Mpaid to owners

136homes flooded more than once

19822026

Biggest named events

Early summer severe storms: 176 claims, $24.6M
Hurricane Harvey: 172 claims, $21.5M
Spring severe storms: 5 claims, $209K

Homes that flooded again and again

Each house = 3 homes. ■ FEMA “severe repetitive loss” (29) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Simonton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fort Bend County.

What’s been done with FEMA grants

8flood-prone properties bought out and cleared

2homes raised above flood level

Disasters that hit Simonton

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Simonton itself: aid to households, or repair grants to the City of Simonton.

Brought FEMA money into SimontonDeclared for Fort Bend County only

2024

Hurricane Beryl

41 households applied for aid $55K aid approved

2021

Severe Winter Storms

18 households applied for aid $3K aid approved

2017

Hurricane Harvey

254 households applied for aid $817K aid approved $17K to the City of Simonton for repairs

2016

Severe Storms and Flooding

276 households applied for aid $1.5M aid approved $230K to the City of Simonton for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

6 households applied for aid $6K aid approved

2008

Hurricane Ike

48 households applied for aid $38K aid approved

2005

Hurricane Rita

18 households applied for aid $13K aid approved

2002

Severe Storms, Tornadoes and Flooding

22 households applied for aid $25K aid approved

Fort Bend County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Simonton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Simonton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Simonton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.