Natural hazards · Shiro

Shiro, TX natural hazards

Most of the natural-hazard damage FEMA expects in Shiro comes from cold waves, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shiro?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shiro to be higher than in 48% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves25%Inland flooding23%Tornadoes20%Hurricanes19%Everything else13%

By hazard

What Shiro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

25% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Inland flooding

23% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 8 years in the area

Hurricanes

19% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 11 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shiro flood?

FEMA's records show no paid flood insurance claims in Shiro.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shiro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grimes County.

Disasters that hit Shiro

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shiro itself: aid to households, or repair grants to Shiro.

Brought FEMA money into ShiroDeclared for Grimes County only

2024

Hurricane Beryl

1 household applied for aid

2021

Severe Winter Storms

3 households applied for aid $5K aid approved

2017

Hurricane Harvey

1 household applied for aid

2016

Severe Storms and Flooding

1 household applied for aid

2008

Hurricane Ike

20 households applied for aid $9K aid approved

Grimes County has had 23 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shiro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shiro’s own flood-insurance community; household aid to the registrant’s city; repair grants to Shiro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Shiro, TX natural hazards

How exposed is Shiro?

What Shiro faces

Cold waves

Inland flooding

Tornadoes

Hurricanes

Lower here

Not a risk here

Does Shiro flood?

5 federal disasters brought FEMA money here

Hurricane Beryl

Severe Winter Storms

Hurricane Harvey

Severe Storms and Flooding

Hurricane Ike

How to read this page

Where to, neighbor?

Matches

Nearby