Natural hazards · Sheridan

Sheridan, TX natural hazards

Most of the natural-hazard damage FEMA expects in Sheridan comes from hurricanes, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sheridan?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sheridan to be higher than in 35% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes31%Inland flooding28%Cold waves18%Tornadoes13%Everything else10%

By hazard

What Sheridan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

31% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 11 years in the area

Inland flooding

28% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

13% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 9 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sheridan flood?

FEMA's records show no paid flood insurance claims in Sheridan.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sheridan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Colorado County.

Disasters that hit Sheridan

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sheridan itself: aid to households, or repair grants to Sheridan.

Brought FEMA money into SheridanDeclared for Colorado County only

2021

Severe Winter Storms

3 households applied for aid

2017

Hurricane Harvey

17 households applied for aid $8K aid approved

Colorado County has had 16 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sheridan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sheridan’s own flood-insurance community; household aid to the registrant’s city; repair grants to Sheridan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.