Natural hazards · Shavano Park

Shavano Park, TX natural hazards

Most of the natural-hazard damage FEMA expects in Shavano Park comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1982. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shavano Park?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shavano Park to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding73%Hail12%Tornadoes11%Everything else4%

By hazard

What Shavano Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 7 times a year in the area

Hail

12% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 62% of U.S. places

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shavano Park flood?

Every paid claim on a federal flood insurance policy in Shavano Park, from FEMA’s records.

14paid claims since 1982

$94Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Tropical Storm Erin: 1 claim, $6K
Torrential rain: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shavano Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bexar County.

Disasters that hit Shavano Park

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shavano Park itself: aid to households, or repair grants to the City of Shavano Park.

Brought FEMA money into Shavano ParkDeclared for Bexar County only

2021

Severe Winter Storms

4 households applied for aid

1998

Tx-Flooding 10/18/98

$9K to the City of Shavano Park for repairs

Bexar County has had 27 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shavano Park covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Shavano Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Shavano Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shavano Park total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.