Natural hazards · Shadybrook

Shadybrook, TX natural hazards

Most of the natural-hazard damage FEMA expects in Shadybrook comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shadybrook?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shadybrook to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding43%Cold waves15%Tornadoes12%Strong wind11%Heat waves8%Everything else10%

By hazard

What Shadybrook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 31 years in the area

Strong wind

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 19 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shadybrook flood?

FEMA's records show no paid flood insurance claims in Shadybrook.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shadybrook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cherokee County.

Disasters that hit Shadybrook

Federal disasters declared here

None of the disasters declared for Cherokee County shows FEMA aid or repair money reaching Shadybrook itself in FEMA’s records.

Brought FEMA money into ShadybrookDeclared for Cherokee County only

Cherokee County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shadybrook is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shadybrook’s own flood-insurance community; household aid to the registrant’s city; repair grants to Shadybrook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.