Natural hazards · Seymour

Seymour, TX natural hazards

Most of the natural-hazard damage FEMA expects in Seymour comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1982. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seymour?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seymour to be higher than in 66% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding45%Strong wind17%Tornadoes14%Drought9%Hail6%Everything else9%

By hazard

What Seymour faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 2 years in the area

Strong wind

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 61 years in the area

Drought

9% of expected damage

Recorded about 83 times a year in the area

Hail

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seymour flood?

Every paid claim on a federal flood insurance policy in Seymour, from FEMA’s records.

1paid claims since 1982

$1Kpaid to owners

0homes flooded more than once

19822026

of all homes
are insured

No community discount. Seymour isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baylor County.

What’s been done with FEMA grants

32storm safe rooms built

Disasters that hit Seymour

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Seymour itself: aid to households, or repair grants to the City of Seymour.

Brought FEMA money into SeymourDeclared for Baylor County only

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$8K to the City of Seymour for repairs

2011

Wildfires

$3K to the City of Seymour for repairs

2007

Severe Storms, Tornadoes, and Flooding

$10K to the City of Seymour for repairs

Baylor County has had 15 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seymour is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Seymour’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Seymour. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.