Natural hazards · Seven Points

Seven Points, TX natural hazards

Most of the natural-hazard damage FEMA expects in Seven Points comes from cold waves, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seven Points?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seven Points to be higher than in 34% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves35%Inland flooding27%Tornadoes19%Drought5%Everything else15%

By hazard

What Seven Points faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

35% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

27% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 18 years in the area

Drought

5% of expected damage

Recorded about 22 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seven Points flood?

FEMA's records show no paid flood insurance claims in Seven Points.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Seven Points isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henderson County.

Disasters that hit Seven Points

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Seven Points itself: aid to households, or repair grants to the City of Seven Points.

Brought FEMA money into Seven PointsDeclared for Henderson County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

12 households applied for aid $81K aid approved

2021

Severe Winter Storms

12 households applied for aid $16K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$24K to the City of Seven Points for repairs

2007

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $3K aid approved $87K to the City of Seven Points for repairs

Henderson County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Seven Points

Seven Points and the towns around it

Very lowLowModerateHighVery high

Gun Barrel Citymostly cold wavesModerate

Toolmostly cold wavesLow

Seven Pointsmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seven Points is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Seven Points’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Seven Points. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.