Natural hazards · Sealy

Sealy, TX natural hazards

Most of the natural-hazard damage FEMA expects in Sealy comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 48 claims here since 1993. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sealy?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sealy to be higher than in 35% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes20%Cold waves8%Hurricanes6%Drought6%Everything else12%

By hazard

What Sealy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 13 years in the area

Cold waves

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 9 years in the area

Drought

6% of expected damage

Recorded about 37 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sealy flood?

Every paid claim on a federal flood insurance policy in Sealy, from FEMA’s records.

48paid claims since 1993

$1.9Mpaid to owners

9homes flooded more than once

19932026

Biggest named events

Spring severe storms: 19 claims, $1.3M
Tropical Storm Bill: 3 claims, $40K
Hurricane Harvey: 1 claim, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sealy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Austin County.

What’s been done with FEMA grants

21flood-prone properties bought out and cleared

Disasters that hit Sealy

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sealy itself: aid to households, or repair grants to the City of Sealy.

Brought FEMA money into SealyDeclared for Austin County only

2024

Hurricane Beryl

442 households applied for aid $449K aid approved $197K to the City of Sealy for repairs

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

76 households applied for aid $112K aid approved

2021

Severe Winter Storms

183 households applied for aid $145K aid approved $25K to the City of Sealy for repairs

2017

Hurricane Harvey

385 households applied for aid $728K aid approved

2016

Severe Storms and Flooding

398 households applied for aid $1.6M aid approved $99K to the City of Sealy for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid $3K aid approved

2008

Hurricane Ike

41 households applied for aid $3K aid approved $79K to the City of Sealy for repairs

2005

Hurricane Rita

$12K to the City of Sealy for repairs

1998

Tx-Flooding 10/18/98

$7K to the City of Sealy for repairs

Austin County has had 18 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sealy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sealy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Sealy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.