Natural hazards · Seagoville

Seagoville, TX natural hazards

Most of the natural-hazard damage FEMA expects in Seagoville comes from heat waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1989. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seagoville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seagoville to be higher than in 44% of U.S. communities, mostly from heat waves and inland flooding.

Heat waves38%Inland flooding25%Cold waves13%Tornadoes12%Hail10%Everything else2%

By hazard

What Seagoville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Heat waves

38% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 19 times a year in the area

Inland flooding

25% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 5 times a year in the area

Cold waves

13% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 94% of U.S. places

Hail

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seagoville flood?

Every paid claim on a federal flood insurance policy in Seagoville, from FEMA’s records.

1paid claims since 1989

$20Kpaid to owners

0homes flooded more than once

19892026

Biggest named events

Tropical Storm Allison: 1 claim, $20K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Seagoville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dallas County.

Disasters that hit Seagoville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Seagoville itself: aid to households, or repair grants to the City of Seagoville.

Brought FEMA money into SeagovilleDeclared for Dallas County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

289 households applied for aid $346K aid approved $73K to the City of Seagoville for repairs

2021

Severe Winter Storms

201 households applied for aid $135K aid approved

2017

Hurricane Harvey

1 household applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

4 households applied for aid $6K aid approved

Dallas County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Seagoville

Seagoville and the towns around it

Very lowLowModerateHighVery high

Dallasmostly inland floodingModerate

Mesquitemostly heat wavesModerate

Seagovillemostly heat wavesModerate

Combinemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seagoville covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Seagoville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Seagoville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Seagoville total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.