Natural hazards · Seadrift

Seadrift, TX natural hazards

Most of the natural-hazard damage FEMA expects in Seadrift comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 26 claims here since 1980. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seadrift?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seadrift to be higher than in 87% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes55%Inland flooding21%Cold waves11%Everything else12%

By hazard

What Seadrift faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

55% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

21% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once a year in the area

Cold waves

11% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seadrift flood?

Every paid claim on a federal flood insurance policy in Seadrift, from FEMA’s records.

26paid claims since 1980

$288Kpaid to owners

1homes flooded more than once

19802026

Biggest named events

Hurricane Harvey: 9 claims, $161K
Hurricane Claudette: 2 claims, $54K
Hurricane Allen: 2 claims, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Seadrift isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Calhoun County.

What’s been done with FEMA grants

2buildings retrofitted against wind

Disasters that hit Seadrift

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Seadrift itself: aid to households, or repair grants to the City of Seadrift.

Brought FEMA money into SeadriftDeclared for Calhoun County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

7 households applied for aid $11K aid approved

2021

Severe Winter Storms

52 households applied for aid $24K aid approved $27K to the City of Seadrift for repairs

2017

Hurricane Harvey

722 households applied for aid $1.1M aid approved $9.1M to the City of Seadrift for repairs

2003

Hurricane Claudette

347 households applied for aid $598K aid approved $27K to the City of Seadrift for repairs

Calhoun County has had 23 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seadrift is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Seadrift’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Seadrift. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.