Natural hazards · Savannah

Savannah, TX natural hazards

Most of the natural-hazard damage FEMA expects in Savannah comes from tornadoes, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Savannah?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Savannah to be higher than in 29% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes49%Inland flooding24%Hail13%Heat waves7%Everything else8%

By hazard

What Savannah faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

49% of expected damage

Well above average · higher than 93% of U.S. places

Inland flooding

24% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 3 times a year in the area

Hail

13% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 10 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 18 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Savannah flood?

FEMA's records show no paid flood insurance claims in Savannah.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Savannah isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Denton County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Savannah

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Savannah itself: aid to households, or repair grants to Savannah.

Brought FEMA money into SavannahDeclared for Denton County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

10 households applied for aid $2K aid approved

2021

Severe Winter Storms

35 households applied for aid $6K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid

Denton County has had 19 natural disasters declared since 1953, most often severe storms and fires.

Around Savannah

Savannah and the towns around it

Very lowLowModerateHighVery high

Prospermostly tornadoesModerate

Little Elmmostly tornadoesModerate

Savannahmostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Savannah covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Savannah’s own flood-insurance community; household aid to the registrant’s city; repair grants to Savannah. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Savannah total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.