Santa Rosa, TX natural hazards
Most of the natural-hazard damage FEMA expects in Santa Rosa comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 50 claims here since 1983. 9 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Santa Rosa?
FEMA expects yearly storm and flood damage to homes and buildings in Santa Rosa to be higher than in 66% of U.S. communities, mostly from hurricanes and inland flooding.
What Santa Rosa faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Cold waves
Lower here
Not a risk here
Does Santa Rosa flood?
Every paid claim on a federal flood insurance policy in Santa Rosa, from FEMA’s records.
Biggest named events
- Hurricane Dolly: 7 claims, $148K
- Hurricane Hanna: 2 claims, $12K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
9 federal disasters brought FEMA money here
Disasters the President declared that paid out in Santa Rosa itself: aid to households, or repair grants to the Town of Santa Rosa.
Severe Storms and Flooding
Severe Winter Storms
Severe Storms and Flooding
Severe Storms and Flooding
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Hurricane Alex
Hurricane Dolly
Severe Storms, Tornadoes and Flooding
Hurricane Bret
How to read this page
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.