Natural hazards · Sandy Point

Sandy Point, TX natural hazards

Most of the natural-hazard damage FEMA expects in Sandy Point comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2017. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sandy Point?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sandy Point to be higher than in 70% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding42%Hurricanes26%Tornadoes17%Everything else15%

By hazard

What Sandy Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

26% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

17% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 21 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sandy Point flood?

Every paid claim on a federal flood insurance policy in Sandy Point, from FEMA’s records.

2paid claims since 2017

$161Kpaid to owners

1homes flooded more than once

20172026

Biggest named events

Hurricane Harvey: 1 claim, $53K
Hurricane Beryl: 1 claim, $109K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sandy Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brazoria County.

Disasters that hit Sandy Point

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sandy Point itself: aid to households, or repair grants to the City of Sandy Point.

Brought FEMA money into Sandy PointDeclared for Brazoria County only

2024

Hurricane Beryl

24 households applied for aid $19K aid approved

2021

Severe Winter Storms

1 household applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid $12K aid approved

Brazoria County has had 28 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sandy Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sandy Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Sandy Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.