Natural hazards · Sanctuary

Sanctuary, TX natural hazards

Most of the natural-hazard damage FEMA expects in Sanctuary comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1989.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sanctuary?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sanctuary to be higher than in 35% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes38%Inland flooding32%Cold waves11%Heat waves7%Wildfire6%Everything else5%

By hazard

What Sanctuary faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

38% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 70 years in the area

Inland flooding

32% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Cold waves

11% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 15 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sanctuary flood?

Every paid claim on a federal flood insurance policy in Sanctuary, from FEMA’s records.

6paid claims since 1989

$468Kpaid to owners

2homes flooded more than once

19892026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sanctuary isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Parker County.

Disasters that hit Sanctuary

Federal disasters declared here

None of the disasters declared for Parker County shows FEMA aid or repair money reaching Sanctuary itself in FEMA’s records.

Brought FEMA money into SanctuaryDeclared for Parker County only

Parker County has had 20 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sanctuary is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sanctuary’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sanctuary. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.