Natural hazards · San Pedro

San Pedro, TX natural hazards

Most of the natural-hazard damage FEMA expects in San Pedro comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2008. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is San Pedro?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in San Pedro to be higher than in 76% of U.S. communities, mostly from hurricanes and cold waves.

Hurricanes43%Cold waves25%Inland flooding21%Everything else10%

By hazard

What San Pedro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

43% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Cold waves

25% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

21% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does San Pedro flood?

Every paid claim on a federal flood insurance policy in San Pedro, from FEMA’s records.

2paid claims since 2008

$20Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Hurricane Dolly: 2 claims, $20K

of homes in flood zones
are insured

of all homes
are insured

No community discount. San Pedro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cameron County.

Disasters that hit San Pedro

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in San Pedro itself: aid to households, or repair grants to San Pedro.

Brought FEMA money into San PedroDeclared for Cameron County only

2002

Severe Storms, Tornadoes and Flooding

1 household applied for aid $2K aid approved

Cameron County has had 29 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. San Pedro covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to San Pedro’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to San Pedro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across San Pedro total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.