Natural hazards · Sam Rayburn

Sam Rayburn, TX natural hazards

Most of the natural-hazard damage FEMA expects in Sam Rayburn comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sam Rayburn?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sam Rayburn to be higher than in 71% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding43%Hurricanes23%Tornadoes9%Cold waves7%Strong wind6%Everything else12%

By hazard

What Sam Rayburn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once a year in the area

Hurricanes

23% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 11 years in the area

Tornadoes

9% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 12 years in the area

Cold waves

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sam Rayburn flood?

FEMA's records show no paid flood insurance claims in Sam Rayburn.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sam Rayburn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jasper County.

Disasters that hit Sam Rayburn

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sam Rayburn itself: aid to households, or repair grants to Sam Rayburn.

Brought FEMA money into Sam RayburnDeclared for Jasper County only

2008

Hurricane Ike

3 households applied for aid

2005

Hurricane Rita

57 households applied for aid $50K aid approved

Jasper County has had 25 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sam Rayburn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sam Rayburn’s own flood-insurance community; household aid to the registrant’s city; repair grants to Sam Rayburn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.