Saginaw, TX housing market
The typical Saginaw home is worth about $298,000, down 1.8% in a year, close to the Texas typical home. Homes typically sell in 45 days, close to asking.
Home values, sales, trends and how Saginaw compares with the towns next door — updated as new data is published.
Saginaw at a glance
A strong seller's market
Homes are selling faster than new ones are listed: less than two months of supply. Well-priced homes can draw several offers.
Typical home value, 2016–2026
Show as a table
| January | Saginaw | Texas |
|---|---|---|
| 2017 | $174,000 | $190,000 |
| 2018 | $194,000 | $202,000 |
| 2019 | $209,000 | $214,000 |
| 2020 | $219,000 | $223,000 |
| 2021 | $239,000 | $242,000 |
| 2022 | $293,000 | $286,000 |
| 2023 | $326,000 | $313,000 |
| 2024 | $319,000 | $311,000 |
| 2025 | $312,000 | $311,000 |
| 2026 | $301,000 | $303,000 |
| August 2026 | $298,000 | $299,000 |
166 new homes permitted in 2025
Builders were permitted 166 new homes in Saginaw in 2025, all single-family houses, worth about $62.4 million to build. That's 6.6 per 1,000 residents, about the pace of Texas as a whole. Over the past 10 years, Saginaw has permitted 2,296 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Saginaw gained 4,084 residents while 1,434 new homes were permitted: about 2.8 new residents per new home. Building and growth moved roughly in step. Across Texas: 2.6 new residents per new home.
How Saginaw ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 71 | 71 | 0 | $26.9 million |
| 2025 | 166 | 166 | 0 | $62.4 million |
| 2024 | 339 | 245 | 94 | $69.8 million |
| 2023 | 272 | 9 | 263 | $34.7 million |
| 2022 | 14 | 14 | 0 | $4.2 million |
| 2021 | 556 | 26 | 530 | $60.7 million |
| 2020 | 97 | 97 | 0 | $31.8 million |
| 2019 | 265 | 265 | 0 | $81.7 million |
| 2018 | 232 | 232 | 0 | $70.1 million |
| 2017 | 209 | 209 | 0 | $133 million |
| 2016 | 146 | 146 | 0 | $45.6 million |
| 2015 | 124 | 124 | 0 | $39.2 million |
| 2014 | 77 | 77 | 0 | $20 million |
| 2013 | 106 | 106 | 0 | $12.3 million |
| 2012 | 89 | 89 | 0 | $10.4 million |
| 2011 | 94 | 94 | 0 | $10.7 million |
| 2010 | 92 | 92 | 0 | $10.5 million |
| 2009 | 97 | 97 | 0 | $11 million |
| 2008 | 124 | 124 | 0 | $14.1 million |
| 2007 | 215 | 215 | 0 | $24.4 million |
| 2006 | 317 | 317 | 0 | $36 million |
| 2005 | 366 | 366 | 0 | $41.6 million |
| 2004 | 339 | 339 | 0 | $38.5 million |
| 2003 | 310 | 310 | 0 | $35.3 million |
| 2002 | 292 | 292 | 0 | $32.7 million |
| 2001 | 467 | 467 | 0 | $50.4 million |
| 2000 | 463 | 463 | 0 | $50.6 million |
How Saginaw ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Saginaw and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Saginaw | $298K | −1.8% | $2,190 | 166 | $97,276 |
| Blue Mound | $210K | −1.4% | $2,150 | 0 | $66,375 |
3.1 years of income
The typical Saginaw home costs about 3.1 years of the town's median household income, less than across Texas (3.8 years).
How Saginaw ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $2,190
HUD's Fair Market Rent for a two-bedroom in Saginaw is $2,190 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Saginaw pay a median of $1,776, so moving in tends to cost more than staying put. A two-bedroom takes about 27% of the town's median household income.
Studio $1,810 · 4 bedrooms $3,580
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (76106, 76131, 76179; Fort Worth-Arlington, TX HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.