Natural hazards · Runaway Bay

Runaway Bay, TX natural hazards

Most of the natural-hazard damage FEMA expects in Runaway Bay comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1991. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Runaway Bay?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Runaway Bay to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding57%Tornadoes13%Wildfire8%Heat waves7%Hail7%Everything else8%

By hazard

What Runaway Bay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 12 years in the area

Wildfire

8% of expected damage

Well above average · higher than 95% of U.S. places

Heat waves

7% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 15 times a year in the area

Hail

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Runaway Bay flood?

Every paid claim on a federal flood insurance policy in Runaway Bay, from FEMA’s records.

3paid claims since 1991

$16Kpaid to owners

0homes flooded more than once

19912026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Runaway Bay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wise County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Runaway Bay

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Runaway Bay itself: aid to households, or repair grants to the City of Runaway Bay.

Brought FEMA money into Runaway BayDeclared for Wise County only

2021

Severe Winter Storms

6 households applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

17 households applied for aid $75K aid approved $194K to the City of Runaway Bay for repairs

2007

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $2K aid approved

Wise County has had 18 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Runaway Bay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Runaway Bay’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Runaway Bay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.