Natural hazards · Rowena

Rowena, TX natural hazards

Most of the natural-hazard damage FEMA expects in Rowena comes from drought, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rowena?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rowena to be higher than in 40% of U.S. communities, mostly from drought and inland flooding.

Drought30%Inland flooding20%Cold waves12%Hail12%Strong wind12%Tornadoes9%Everything else7%

By hazard

What Rowena faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

30% of expected damage

Recorded about 45 times a year in the area

Inland flooding

20% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Cold waves

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hail

12% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Strong wind

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 8 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rowena flood?

FEMA's records show no paid flood insurance claims in Rowena.

of all homes
are insured

No community discount. Rowena isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Runnels County.

Disasters that hit Rowena

Federal disasters declared here

None of the disasters declared for Runnels County shows FEMA aid or repair money reaching Rowena itself in FEMA’s records.

Brought FEMA money into RowenaDeclared for Runnels County only

Runnels County has had 9 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rowena is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rowena’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rowena. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Rowena, TX natural hazards

How exposed is Rowena?

What Rowena faces

Drought

Inland flooding

Cold waves

Hail

Strong wind

Tornadoes

Lower here

Not a risk here

Does Rowena flood?

Federal disasters declared here

How to read this page

Where to, neighbor?

Matches

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