Natural hazards · Round Top

Round Top, TX natural hazards

Most of the natural-hazard damage FEMA expects in Round Top comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Round Top?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Round Top to be higher than in 17% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes17%Tornadoes16%Cold waves8%Everything else13%

By hazard

What Round Top faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

17% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 13 years in the area

Tornadoes

16% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 12 years in the area

Cold waves

8% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Round Top flood?

FEMA's records show no paid flood insurance claims in Round Top.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Round Top isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fayette County.

Disasters that hit Round Top

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Round Top itself: aid to households, or repair grants to the Town of Round Top.

Brought FEMA money into Round TopDeclared for Fayette County only

2021

Severe Winter Storms

4 households applied for aid

2017

Hurricane Harvey

11 households applied for aid $10K aid approved

2016

Severe Storms and Flooding

8 households applied for aid $18K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

3 households applied for aid $2K aid approved

Fayette County has had 19 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Round Top is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Round Top’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Round Top. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.