Natural hazards · Round Mountain

Round Mountain, TX natural hazards

Most of the natural-hazard damage FEMA expects in Round Mountain comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Round Mountain?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Round Mountain to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes12%Drought7%Hail6%Wildfire6%Everything else12%

By hazard

What Round Mountain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 6 years in the area

Drought

7% of expected damage

Recorded about 127 times a year in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Round Mountain flood?

FEMA's records show no paid flood insurance claims in Round Mountain.

of all homes
are insured

No community discount. Round Mountain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blanco County.

Disasters that hit Round Mountain

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Round Mountain itself: aid to households, or repair grants to the Town of Round Mountain.

Brought FEMA money into Round MountainDeclared for Blanco County only

2021

Severe Winter Storms

8 households applied for aid $4K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid $8K aid approved

2002

Severe Storms and Flooding

$4K to the Town of Round Mountain for repairs

Blanco County has had 17 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Round Mountain is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Round Mountain’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Round Mountain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.