Natural hazards · Rotan

Rotan, TX natural hazards

Most of the natural-hazard damage FEMA expects in Rotan comes from drought, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2000.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rotan?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rotan to be higher than in 33% of U.S. communities, mostly from drought and inland flooding.

Drought38%Inland flooding19%Hail18%Tornadoes8%Strong wind6%Everything else10%

By hazard

What Rotan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

38% of expected damage

Recorded about 75 times a year in the area

Inland flooding

19% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once a year in the area

Hail

18% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 4 years in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rotan flood?

Every paid claim on a federal flood insurance policy in Rotan, from FEMA’s records.

2paid claims since 2000

$55Kpaid to owners

1homes flooded more than once

20002026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Rotan

Federal disasters declared here

None of the disasters declared for Fisher County shows FEMA aid or repair money reaching Rotan itself in FEMA’s records.

Brought FEMA money into RotanDeclared for Fisher County only

Fisher County has had 12 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rotan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rotan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rotan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.