Natural hazards · Rosebud

Rosebud, TX natural hazards

Most of the natural-hazard damage FEMA expects in Rosebud comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rosebud?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rosebud to be higher than in 15% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding32%Tornadoes28%Cold waves10%Hurricanes7%Hail5%Everything else18%

By hazard

What Rosebud faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 12 years in the area

Cold waves

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

7% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 21 years in the area

Hail

5% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rosebud flood?

FEMA's records show no paid flood insurance claims in Rosebud.

of all homes
are insured

No community discount. Rosebud isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Falls County.

Disasters that hit Rosebud

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rosebud itself: aid to households, or repair grants to the City of Rosebud.

Brought FEMA money into RosebudDeclared for Falls County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

76 households applied for aid $159K aid approved

2021

Severe Winter Storms

92 households applied for aid $58K aid approved

Falls County has had 12 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rosebud is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rosebud’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rosebud. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.