Natural hazards · Rose

Rose, TX natural hazards

Most of the natural-hazard damage FEMA expects in Rose comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 84 claims here since 2008. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rose?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rose to be higher than in 83% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes39%Inland flooding32%Tornadoes14%Everything else15%

By hazard

What Rose faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

39% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

32% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 83 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rose flood?

Every paid claim on a federal flood insurance policy in Rose, from FEMA’s records.

84paid claims since 2008

$9.4Mpaid to owners

23homes flooded more than once

20082026

Biggest named events

Hurricane Harvey: 48 claims, $7.6M
Hurricane Ike: 25 claims, $1.3M
Tropical Storm Imelda: 8 claims, $505K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (9) ■ flooded 2+ times

of all homes
are insured

No community discount. Rose isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Rose

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rose itself: aid to households, or repair grants to the City of Rose.

Brought FEMA money into RoseDeclared for Orange County only

2024

Hurricane Beryl

1 household applied for aid $1K aid approved

2019

Tropical Storm Imelda

1 household applied for aid $4K aid approved

2017

Hurricane Harvey

39 households applied for aid $414K aid approved

2008

Hurricane Ike

2 households applied for aid $185K to the City of Rose for repairs

2005

Hurricane Rita

$37K to the City of Rose for repairs

Orange County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rose is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rose’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rose. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.