Natural hazards · Roscoe

Roscoe, TX natural hazards

Most of the natural-hazard damage FEMA expects in Roscoe comes from drought, and overall the risk is high for a U.S. community. Flood insurance has paid 45 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roscoe?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roscoe to be higher than in 61% of U.S. communities, mostly from drought and inland flooding.

Drought32%Inland flooding29%Wildfire11%Tornadoes9%Hail9%Strong wind6%Everything else6%

By hazard

What Roscoe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

32% of expected damage

Recorded about 71 times a year in the area

Inland flooding

29% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Wildfire

11% of expected damage

Well above average · higher than 97% of U.S. places

Tornadoes

9% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 2 years in the area

Hail

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 5 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roscoe flood?

Every paid claim on a federal flood insurance policy in Roscoe, from FEMA’s records.

45paid claims since 1980

$1.1Mpaid to owners

6homes flooded more than once

19802026

Biggest named events

Tropical Storm Erin: 10 claims, $190K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Roscoe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nolan County.

Disasters that hit Roscoe

Federal disasters declared here

None of the disasters declared for Nolan County shows FEMA aid or repair money reaching Roscoe itself in FEMA’s records.

Brought FEMA money into RoscoeDeclared for Nolan County only

Nolan County has had 15 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roscoe is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Roscoe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Roscoe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.