Natural hazards · Rochester

Rochester, TX natural hazards

Most of the natural-hazard damage FEMA expects in Rochester comes from drought, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rochester?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rochester to be higher than in 30% of U.S. communities, mostly from drought and inland flooding.

Drought44%Inland flooding20%Hail13%Tornadoes9%Strong wind8%Everything else6%

By hazard

What Rochester faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

44% of expected damage

Recorded about 92 times a year in the area

Inland flooding

20% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Hail

13% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 3 years in the area

Strong wind

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rochester flood?

FEMA's records show no paid flood insurance claims in Rochester.

of all homes
are insured

No community discount. Rochester isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Haskell County.

Disasters that hit Rochester

Federal disasters declared here

None of the disasters declared for Haskell County shows FEMA aid or repair money reaching Rochester itself in FEMA’s records.

Brought FEMA money into RochesterDeclared for Haskell County only

Haskell County has had 13 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rochester is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rochester’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Rochester. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.