Roaring Springs’s biggest natural hazard is drought
Most of the natural-hazard damage FEMA expects in Roaring Springs comes from drought, and overall the risk is high for a U.S. community.
What stands out about Roaring Springs’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Roaring Springs flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Roaring Springs. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
How exposed is Roaring Springs?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 76% of U.S. communities, mostly from drought and wildfires.
Rated higher than 1,665 of the 1,859 Texas towns we cover.
Roaring Springs is smaller than a census tract, so it shares the figures of the tract around its center.
What Roaring Springs faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Drought
Wildfire
Hail
Inland flooding
Tornadoes
Strong wind
Federal disasters declared here
None of the disasters declared for Motley County shows FEMA aid or repair money reaching Roaring Springs itself in FEMA’s records.
Motley County has had 15 natural disasters declared since 1953, most often fires and severe storms.
Get ready for what Roaring Springs actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- On a well? Know how deep it is and watch for sputtering.
- Follow the town’s watering limits.
- Fix drips: they add up.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Disasters here can come any time of year
The month each of Motley County’s 15 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Roaring Springs’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Roaring Springs.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Roaring Springs.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.