Natural hazards · Rio Hondo

Rio Hondo, TX natural hazards

Most of the natural-hazard damage FEMA expects in Rio Hondo comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 20 claims here since 1980. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Rio Hondo?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rio Hondo to be higher than in 79% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes45%Inland flooding29%Cold waves17%Everything else9%
By hazard

What Rio Hondo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

45% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 7 years in the area

Inland flooding

29% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 3 times a year in the area

Cold waves

17% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 3 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rio Hondo flood?

Every paid claim on a federal flood insurance policy in Rio Hondo, from FEMA’s records.

20paid claims since 1980
$338Kpaid to owners
0homes flooded more than once
19802026

Biggest named events

  • Hurricane Dolly: 11 claims, $269K
  • Hurricane Allen: 2 claims, $2K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Rio Hondo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cameron County.

What’s been done with FEMA grants

2storm safe rooms built
2buildings retrofitted against wind
Disasters that hit Rio Hondo

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rio Hondo itself: aid to households, or repair grants to the City of Rio Hondo.

Brought FEMA money into Rio HondoDeclared for Cameron County only
2025

Severe Storms and Flooding

268 households applied for aid $2.0M aid approved
2024

Hurricane Beryl

$6K to the City of Rio Hondo for repairs
2021

Severe Winter Storms

39 households applied for aid $12K aid approved $5K to the City of Rio Hondo for repairs
2019

Severe Storms and Flooding

8 households applied for aid $549 aid approved
2018

Severe Storms and Flooding

20 households applied for aid $22K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

6 households applied for aid $822 aid approved
2010

Hurricane Alex

22 households applied for aid $22K aid approved $5K to the City of Rio Hondo for repairs
2008

Hurricane Dolly

803 households applied for aid $1.3M aid approved $135K to the City of Rio Hondo for repairs
2002

Severe Storms, Tornadoes and Flooding

17 households applied for aid $50K aid approved
1999

Hurricane Bret

$1K to the City of Rio Hondo for repairs
Cameron County has had 29 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rio Hondo is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Rio Hondo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rio Hondo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01