Natural hazards · Redwood

Redwood, TX natural hazards

Most of the natural-hazard damage FEMA expects in Redwood comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 34 claims here since 1985.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Redwood?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Redwood to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding79%Tornadoes10%Everything else11%

By hazard

What Redwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Redwood flood?

Every paid claim on a federal flood insurance policy in Redwood, from FEMA’s records.

34paid claims since 1985

$1.6Mpaid to owners

0homes flooded more than once

19852026

Biggest named events

Early summer storms: 17 claims, $1.0M
Fall severe storms: 3 claims, $154K
Torrential rain: 2 claims, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Redwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Guadalupe County.

Disasters that hit Redwood

Federal disasters declared here

None of the disasters declared for Guadalupe County shows FEMA aid or repair money reaching Redwood itself in FEMA’s records.

Brought FEMA money into RedwoodDeclared for Guadalupe County only

Guadalupe County has had 18 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Redwood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Redwood’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Redwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Redwood total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.