Natural hazards · Red Rock

Red Rock, TX natural hazards

Most of the natural-hazard damage FEMA expects in Red Rock comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Red Rock?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Red Rock to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding64%Tornadoes16%Cold waves6%Everything else14%

By hazard

What Red Rock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 43 years in the area

Cold waves

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Red Rock flood?

FEMA's records show no paid flood insurance claims in Red Rock.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Red Rock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bastrop County.

Disasters that hit Red Rock

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Red Rock itself: aid to households, or repair grants to Red Rock.

Brought FEMA money into Red RockDeclared for Bastrop County only

2021

Severe Winter Storms

29 households applied for aid $8K aid approved

2017

Hurricane Harvey

37 households applied for aid $17K aid approved

2016

Severe Storms and Flooding

4 households applied for aid $2K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

30 households applied for aid $51K aid approved

2011

Wildfires

2 households applied for aid $30K aid approved

Bastrop County has had 24 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Red Rock covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Red Rock’s own flood-insurance community; household aid to the registrant’s city; repair grants to Red Rock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Red Rock total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.