Natural hazards · Rancho Alegre

Rancho Alegre, TX natural hazards

Most of the natural-hazard damage FEMA expects in Rancho Alegre comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 25 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rancho Alegre?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rancho Alegre to be higher than in 67% of U.S. communities, mostly from cold waves and hurricanes.

Cold waves47%Hurricanes25%Inland flooding16%Everything else11%

By hazard

What Rancho Alegre faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

47% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

25% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 10 years in the area

Inland flooding

16% of expected damage

Below average · higher than 28% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rancho Alegre flood?

Every paid claim on a federal flood insurance policy in Rancho Alegre, from FEMA’s records.

25paid claims since 1980

$216Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Torrential rain: 2 claims, $6K
Hurricane Allen: 2 claims, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rancho Alegre isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jim Wells County.

Disasters that hit Rancho Alegre

Federal disasters declared here

None of the disasters declared for Jim Wells County shows FEMA aid or repair money reaching Rancho Alegre itself in FEMA’s records.

Brought FEMA money into Rancho AlegreDeclared for Jim Wells County only

Jim Wells County has had 27 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rancho Alegre covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rancho Alegre’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Rancho Alegre. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rancho Alegre total about $5.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.