Natural hazards · Ralls

Ralls, TX natural hazards

Most of the natural-hazard damage FEMA expects in Ralls comes from drought, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ralls?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ralls to be higher than in 46% of U.S. communities, mostly from drought and hail.

Drought39%Hail21%Tornadoes14%Strong wind10%Inland flooding9%Everything else7%

By hazard

What Ralls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

39% of expected damage

Recorded about 71 times a year in the area

Hail

21% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 5 years in the area

Strong wind

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

9% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ralls flood?

FEMA's records show no paid flood insurance claims in Ralls.

of all homes
are insured

No community discount. Ralls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crosby County.

Disasters that hit Ralls

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ralls itself: aid to households, or repair grants to the City of Ralls.

Brought FEMA money into RallsDeclared for Crosby County only

2021

Severe Winter Storms

$10K to the City of Ralls for repairs

2000

Severe Winter Ice Storm

$6K to the City of Ralls for repairs

Crosby County has had 12 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ralls is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ralls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ralls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.