Natural hazards · Quinlan

Quinlan, TX natural hazards

Most of the natural-hazard damage FEMA expects in Quinlan comes from tornadoes, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Quinlan?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Quinlan to be higher than in 43% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes35%Inland flooding29%Cold waves12%Heat waves7%Hail6%Ice storms5%Everything else6%

By hazard

What Quinlan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

35% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 24 years in the area

Inland flooding

29% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 2 times a year in the area

Cold waves

12% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 16 times a year in the area

Hail

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 8 times a year in the area

Ice storms

5% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Quinlan flood?

FEMA's records show no paid flood insurance claims in Quinlan.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Quinlan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hunt County.

What’s been done with FEMA grants

7storm safe rooms built

Disasters that hit Quinlan

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Quinlan itself: aid to households, or repair grants to the City of Quinlan.

Brought FEMA money into QuinlanDeclared for Hunt County only

2021

Severe Winter Storms

174 households applied for aid $145K aid approved

2007

Severe Storms, Tornadoes, and Flooding

$27K to the City of Quinlan for repairs

Hunt County has had 13 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Quinlan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Quinlan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Quinlan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.