Queen City’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Queen City comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.
What stands out about Queen City’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Queen City flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Queen City. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Queen City isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cass County.How exposed is Queen City?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 32% of U.S. communities, mostly from inland flooding and tornadoes.
Calmer than 1,332 of the 1,859 Texas towns we cover.
Queen City covers 1 census tract, combined by population.
What Queen City faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Tornadoes
Hail
Strong wind
Heat waves
Ice storms
1 federal disaster brought FEMA money to Queen City
Disasters that paid out in Queen City itself (aid to households or repair grants to the City of Queen City) and its biggest flood years.
- 2000Severe Winter Ice Storm$25K to the City of Queen City for repairs
Cass County has had 22 natural disasters declared since 1953, most often hurricanes and floods.
Old photos of Queen City after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Queen City archive →Get ready for what Queen City actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Queen City and its neighbors
How storm and flood risk compares across the town line. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Queen City | Low | inland flooding | 0 |
| Atlanta | Low | inland flooding | 21 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in August–September
The month each of Cass County’s 22 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Queen City’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Queen City.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Queen City, expected losses total about $529K a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Queen City.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.