Natural hazards · Primera

Primera, TX natural hazards

Most of the natural-hazard damage FEMA expects in Primera comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 129 claims here since 1991. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Primera?

72
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Primera to be higher than in 72% of U.S. communities, mostly from hurricanes and cold waves.

Hurricanes46%Cold waves26%Inland flooding17%Heat waves5%Everything else6%
By hazard

What Primera faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 7 years in the area

Cold waves

26% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 3 times a year in the area

Inland flooding

17% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 3 times a year in the area

Heat waves

5% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 8 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Primera flood?

Every paid claim on a federal flood insurance policy in Primera, from FEMA’s records.

129paid claims since 1991
$10.3Mpaid to owners
21homes flooded more than once
19912026

Biggest named events

  • Hurricane Dolly: 11 claims, $341K
  • Hurricane Hanna: 3 claims, $216K
  • Hurricane Laura: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Primera isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cameron County.
Disasters that hit Primera

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Primera itself: aid to households, or repair grants to the Town of Primera.

Brought FEMA money into PrimeraDeclared for Cameron County only
2025

Severe Storms and Flooding

3 households applied for aid $14K aid approved
2019

Severe Storms and Flooding

2 households applied for aid $17K aid approved
2018

Severe Storms and Flooding

3 households applied for aid
2010

Hurricane Alex

$3K to the Town of Primera for repairs
2008

Hurricane Dolly

6 households applied for aid $11K aid approved $11K to the Town of Primera for repairs
2007

Hurricane Dean

$753 to the Town of Primera for repairs
1999

Hurricane Bret

$2K to the Town of Primera for repairs
Cameron County has had 29 natural disasters declared since 1953, most often hurricanes and floods.
Around Primera

Primera and the towns around it

Combes: High, mostly hurricanesHarlingen: High, mostly hurricanesLasana: High, mostly hurricanesSan Benito: High, mostly hurricanesJuarez: High, mostly hurricanesLas Palmas II: High, mostly hurricanesPalm Valley: High, mostly hurricanesPrimera: High, mostly hurricanes PrimeraCombesHarlingen
Very lowLowModerateHighVery high
Primeramostly hurricanesHigh
Harlingenmostly hurricanesHigh
Combesmostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Primera covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Primera’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Primera. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Primera total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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